Benefits
Your Medical Benefits
Medical Rates
Full-Time Employees Working 72+ Hours Per Pay
| 2025 | $750 PPO | $1500 PPO | ||||
|---|---|---|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay Cost | Total Monthly Cost | Emp Monthly Cost | Emp Per Pay Cost | |
| Individual | $992.73 | $119.12 | $54.98 | $819.12 | $49.14 | $22.68 |
| Couples | $2082.84 | $458.23 | $211.49 | $1,698.73 | $186.85 | $86.24 |
| Emp/Child | $1,462.99 | $263.34 | $121.54 | $1,198.57 | $107.88 | $49.79 |
| Emp/Children | $1,798.32 | $359.67 | $166.00 | $1,469.16 | $146.92 | $67.81 |
| Family | $2,753.99 | $688.50 | $317.77 | $2,240.27 | $291.24 | $134.42 |
Full-Time Employees Working 60-71 Hours Per Pay
| 2025 | $750 PPO | $1500 PPO | ||||
|---|---|---|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay Cost | Total Monthly Cost | Emp Monthly Cost | Emp Per Pay Cost | |
| Individual | $992.73 | $143.00 | $66.00 | $819.12 | $54.17 | $25.00 |
| Couples | $2082.84 | $550.33 | $254.00 | $1,698.73 | $205.83 | $95.00 |
| Emp/Child | $1,462.99 | $316.33 | $146.00 | $1,198.57 | $119.17 | $55.00 |
| Emp/Children | $1,798.32 | $431.17 | $199.00 | $1,469.16 | $162.50 | $75.00 |
| Family | $2,753.99 | $825.50 | $381.00 | $2,240.27 | $320.67 | $148.00 |
Helpful Resources
Everence / Highmark Blue Shield
Phone: 800-348-7468 x3264
www.highmarkblueshield.com/home
Everence / Express Scripts
Phone: 800-818-9787
https://www.express-scripts.com
Your Health Reimbursement Account (HRA) Benefits
A health reimbursement account (HRA) is an employer-funded account that is designed to reimburse employees for qualified medical expenses that are paid for out-of-pocket. The HRA account is completely funded by Foxdale Village and no employee contributions are required for this additional benefit.
Eligibility
All employees who are enrolled in the Foxdale Village medical plan can participate in the HRA and are automatically enrolled.
Qualified Medical Expenses
The HRA administered by Webber Advisors will reimburse up to $500 in deductible expenses for individual coverage and up to $1,000 in deductible expenses for family coverage. Copays and coinsurance are not eligible for reimbursement under the HRA account.
It is your responsibility to pay the provider. If you submit your claim for reimbursement to Webber Advisors as soon as you receive your EOB from Highmark, you should receive your reimbursement in plenty of time to pay the provider.
How To Submit A Claim For Reimbursement
MAIL:
Webber Advisors
PO Box 593
Hollidaysburg, PA 16648
FAX:
(814) 317-1610
EMAIL:
claims@webberadvisors.com
Claim Reimbursement Timeframe
Helpful Resources
Hollidaysburg, PA 16648
Phone: (800) 326-9850
Fax: (814) 317-1610
Email: claims@webberadvisors.com
Website: https://webberadvisors.lh1ondemand.com
Your Dental Benefits
Dental Rates
Full-Time Employees Working 72+ Hours Per Pay
| 2025 | Delta Dental PPO Basic Plan | Delta Dental PPO Buy-Up Plan |
||||
|---|---|---|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $28.86 | $5.10 | $2.35 | $31.97 | $8.62 | $3.98 |
| Couples | $49.01 | $20.74 | $9.57 | $54.29 | $26.95 | $12.44 |
| EE+Child(ren) | $52.94 | $22.40 | $10.34 | $58.65 | $29.11 | $13.44 |
| Family | $82.26 | $34.81 | $16.07 | $91.12 | $45.23 | $20.88 |
Full-Time Employees Working 60-71 Hours Per Pay
| 2025 | Basic Plan | Buy-Up Plan | ||||
|---|---|---|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $28.86 | $28.86 | $13.32 | $31.97 | $31.97 | $14.76 |
| Couples | $49.01 | $49.01 | $22.62 | $54.29 | $54.29 | $25.06 |
| EE+Child(ren) | $52.94 | $52.94 | $24.43 | $58.65 | $58.65 | $27.07 |
| Family | $82.26 | $82.26 | $37.97 | $91.12 | $91.12 | $42.06 |
Part-Time Employees
| 2025 | Base Plan | Buy-Up Plan | ||||
|---|---|---|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $28.86 | $28.86 | $13.32 | $31.97 | $31.97 | $14.76 |
| Couples | $49.01 | $49.01 | $22.62 | $54.29 | $54.29 | $25.06 |
| EE+Child(ren) | $52.94 | $52.94 | $24.43 | $58.65 | $58.65 | $27.07 |
| Family | $82.26 | $82.26 | $37.97 | $91.12 | $91.12 | $42.06 |
Helpful Resources
United Concordia
Phone: 800-332-0366
Website: http://www.unitedconcordia.com
Your Vision Benefits
Vision Rates
Full-Time Employees Working 72+ Hours Per Pay
| 2025 | VBA Vision Plan | ||
|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $4.46 | $2.88 | $1.33 |
| Family | $10.55 | $4.88 | $2.25 |
Full-Time Employees Working 60-71 Hours Per Pay
| 2025 | VBA Vision Plan | ||
|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $4.46 | $4.46 | $2.06 |
| Family | $10.55 | $10.55 | $4.87 |
Part-Time Employees
| 2025 | VBA Vision Plan | ||
|---|---|---|---|
| Total Monthly Cost | Emp Monthly Cost | Emp Per Pay | |
| Individual | $4.46 | $4.46 | $2.06 |
| Family | $10.55 | $10.55 | $4.87 |
Helpful Resources
VBA Plans
Phone: 800-432-4966
Website: https://www.vbaplans.com/
Your Healthcare Flexible Spending Benefits
Eligibility
Employees enrolled in the medical plan who are scheduled to work 30 or more hours per week can participate in the flexible spending accounts and may be enrolled on the first day of the month following date of hire.
Types of Flexible Spending Accounts
This is a great way for you and your family to save money by reducing your taxable income. By enrolling in one or both of these accounts, you can pay for eligible, uninsured health and dependent care expenses with pre-tax dollars. The following is a brief description of the accounts available through your employer:
- Healthcare Spending Account: This account will reimburse you with pre-tax dollars for health care expenses not reimbursed under your family’s health care plan(s). In 2025, you may contribute up to $3,300 a year.
- Dependent Care Spending Account: This account will reimburse you with your pre-tax dollars for day-care expenses for your child(ren) and other qualifying dependents. In 2025, you man contribute up to $5,000 a year or $2,500 if you are married and file separate tax returns.
How FSAs Work
- Each year during the open enrollment period, you decide how much, if any, you want to contribute to the health and dependent care spending accounts. Refer to the FSA Election Form for the maximum amount you may want to contribute.
- Each pay period, the money that is deducted before taxes is withheld in equal increments from your pay and contributed to your healthcare account.
- When you have an eligible expense, submit a claim form to Webber Advisors for reimbursement with a detailed receipt for healthcare expenses not covered by your medical or dental plan(s).
- You will then be reimbursed for your eligible expenses up to the full amount you contributed to the health care spending account for the plan year. You will only be reimbursed up to your account balance for the dependent care account.
- You have 90 days from the end of the plan year to submit claims incurred in the previous year and/or grace period.
- Claims can be mailed, faxed, or e-mailed to Webber Advisors, but please do not submit the same claim more than once.
Helpful Resources
Website: https://webberadvisors.lh1ondemand.com
Your 403(b) Benefits
Empower
Here are a few highlights of the Empower system:
- Automatic account transfer — Your retirement account, current investments and contribution rates will automatically transfer to the new Empower experience.
- New website — You will be able to manage your retirement account with the help of enhanced planning features and tools.
- Empower Customer Care Center — You will continue to have access to U.S.-based representatives, with expanded Saturday hours.
- New Empower Retirement app — The app is available to download to your Apple® or Android™ device for on-the-go access to your retirement account.
- Personalized approach to investing — Watch for more information on how to sign up for this new service and applicable fees after the move is complete. Plus, learn more about online advice.
Register Your Account
Here’s how:
- Click the Register your account button.
- Select the I do not have a PIN tab.
- Enter your personal information and create a username and password.
- Select Sign in going forward.
Once registered, take a few minutes to explore the new website, set up your account, and try out the new planning features and tools available to you.
Helpful Resources
Empower
Phone: 855-756-4738
Weekdays: 8:00am – 10:00pm Eastern time
Saturdays: 9:00am – 5:30pm Eastern time
Website: www.participant.empower-retirement.com
Your Group Term Life and AD&D Benefits
Group Term Life Rates
Your Group Life Insurance plan is covered 100% by the company.
Helpful Resources
AUL/OneAmerica
Phone: 855-517-6365
Fax: 844-287-9499
Website: http://www.employeebenefits.aul.com
Your Voluntary Term Life and AD&D Benefits
Helpful Resources
AUL/OneAmerica
Phone: 855-517-6365
Fax: 844-287-9499
Website: http://www.employeebenefits.aul.com
Your Short Term Disability Benefits
Helpful Resources
AUL/OneAmerica
Phone: 855-517-6365
Fax: 844-287-9499
Email: disabillity.claims@oneamerica.com
Website: http://www.employeebenefits.aul.com
Your Long Term Disability Benefits
Helpful Resources
AUL/OneAmerica
Phone: 855-517-6365
Fax: 844-287-9499
Email: disabillity.claims@oneamerica.com
Website: http://www.employeebenefits.aul.com