2027 Benefits

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment

All eligible employees must complete their benefit enrollment before their coverage effective date. Enrollment must be submitted in advance to ensure that benefit elections are active when coverage begins.

If you do not enroll before your coverage begins, you may need to wait until the next annual open enrollment period, unless you experience a qualifying life event (such as marriage, birth or adoption of a child, or loss of other coverage).

Cigna PPO $750

Cigna PPO $1500

Cigna Healthcare
www.cigna.com

SmithRx
Phone: 844-454-5201
https://www.smithrx.com

2027 Medical Contributions | 72+ Hours

2027 Medical Contributions | 60 - 71 Hours

Helpful Resources

Allied Member Services
800-288-2078
www.alliedbenefit.com

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment

All eligible employees must complete their benefit enrollment before their coverage effective date. Enrollment must be submitted in advance to ensure that benefit elections are active when coverage begins.

If you do not enroll before your coverage begins, you may need to wait until the next annual open enrollment period, unless you experience a qualifying life event (such as marriage, birth or adoption of a child, or loss of other coverage).

2027 Dental Contributions | 72+ Hours

2027 Dental Contributions | 60-71 Hours & Part-Time

Helpful Resources

United Concordia
Phone: 800-332-0366
Website: http://www.unitedconcordia.com

United Concordia Dental Benefits

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment

All eligible employees must complete their benefit enrollment before their coverage effective date. Enrollment must be submitted in advance to ensure that benefit elections are active when coverage begins.

If you do not enroll before your coverage begins, you may need to wait until the next annual open enrollment period, unless you experience a qualifying life event (such as marriage, birth or adoption of a child, or loss of other coverage).

2027 Vision Contributions | 72+ Hours

2027 Vision Contributions | 60-71 Hours & Part-Time

Helpful Resources

VBA Plans
Phone: 800-432-4966
Website: https://www.vbaplans.com/

A health reimbursement account (HRA) is an employer-funded account that is designed to reimburse employees for qualified medical expenses that are paid for out-of-pocket. The HRA account is completely funded by Foxdale Village and no employee contributions are required for this additional benefit.

Eligibility & Enrollment

All employees who are enrolled in the Foxdale Village medical plan can participate in the HRA and are automatically enrolled.

Qualified Medical Expenses

The HRA administered by Leavitt Northeast Insurance will reimburse up to $500 in deductible expenses for individual coverage and up to $1,000 in deductible expenses for family coverage. Copays and coinsurance are not eligible for reimbursement under the HRA account.

It is your responsibility to pay the provider. If you submit your claim for reimbursement to Leavitt Northeast Insurance as soon as you receive your EOB from Highmark, you should receive your reimbursement in plenty of time to pay the provider.

How To Submit A Claim For Reimbursement

MAIL:
Leavitt Northeast Insurance
PO Box 593
Hollidaysburg, PA 16648

FAX:
(814) 317-1610

EMAIL:
LNE-Claims@leavitt.com

Claim Reimbursement Timeframe

Helpful Resources

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment

All eligible employees must complete their benefit enrollment before their coverage effective date. Enrollment must be submitted in advance to ensure that benefit elections are active when coverage begins.

If you do not enroll before your coverage begins, you may need to wait until the next annual open enrollment period, unless you experience a qualifying life event (such as marriage, birth or adoption of a child, or loss of other coverage).

Types of Flexible Spending Accounts

This is a great way for you and your family to save money by reducing your taxable income. By enrolling in one or both of these accounts, you can pay for eligible, uninsured health and dependent care expenses with pre-tax dollars. The following is a brief description of the accounts available through your employer:

• General Purpose FSA: This account will reimburse you with pre-tax dollars for health care expenses not reimbursed under your family’s health care plan(s). In 2026, you may contribute up to $3,400 a year.
• Dependent Care FSA: This account will reimburse you with your pre-tax dollars for day-care expenses for your child(ren) and other qualifying dependents. In 2026, you man contribute up to $7,500 a year or $3,750 if you are married and file separate tax returns.

How FSAs Work

Helpful Resources

Enrollment

Beginning January 1, 2027, new employees will have two opportunities to begin making their own contributions to the 403(b) plan: they may enroll immediately upon hire, or they will be automatically enrolled after completing 90days of employment unless they opt out.

How Self-Deferrals Will Work:

• Enroll upon hire – Employees may begin self-deferrals immediately upon hire by completing an enrollment form.
• Automatic enrollment after 90-days – If a new employee does not enroll or opt-out upon hire, the employee will be automatically enrolled at a 3.5% self-deferral rate after completing the 90-day probationary period.
• Opt-out if you do not wish to contribute – Employees who do not want to make self-deferrals must complete an opt-out form.

Contribution Limits

• Employees under age 50 may contribute up to $24,500 per year.
• Employees age 50 or older may contribute an additional $8,000 (“catch-up”), for a total of $32,500 annually.
• Employees earning more than $150,000 annually and making catch-up contributions must make those as ROTH contributions.
• Participants who are age 60, 61, 62, or 63 at the end of 2027 are eligible for an enhanced catch-up limit of $11,250, bringing their total allowable contribution to $35,750.

Foxdale Village Match & Grant Eligibility

To receive the Foxdale match and grant, employees must:

• Be 21 years of age or older, and
• Be regular part-time or regular full-time, or work 1,000 hours in a plan year, and
• Have completed their introductory period.

Match & Grant Start Date:
The Foxdale Village match and grant begin on the first day of the month following completion of 90 days of employment, if eligibility criteria are met.

Vesting Schedule

A qualifying year is any calendar year in which an employee works 1,000 hours.

Helpful Resources

Empower
Phone: 855-756-4738
Weekdays: 8:00am – 10:00pm Eastern time
Saturdays: 9:00am – 5:30pm Eastern time
Website: https://empowerretirementplan.empower-retirement.com

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment & Rates

All new employees are automatically enrolled in the Group Life Insurance plan and provided at no cost to you.

Helpful Resources

Principal
Phone: 800-986-3343
Fax: 800-255-6609
Website: http://principal.com/welcome-principal

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment

All eligible employees must complete their benefit enrollment before their coverage effective date.

New hire employees must complete their benefit enrollment no later than 31 days after their coverage effective date. If enrollment is completed after their coverage effective date and within the 31 days, coverage will be effective on the first of the month following that election.

Enrollment must be submitted in advance to ensure that benefit elections are active when coverage begins.

If you do not enroll before your coverage begins, you may need to wait until the next annual open enrollment period, unless you experience a qualifying life event (such as marriage, birth or adoption of a child, or loss of other coverage).

Helpful Resources

Principal
Phone: 800-986-3343
Fax: 800-255-6609
Website: http://principal.com/welcome-principal

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment & Rates

All new employees are automatically enrolled in the Short Term Disability plan and provided at no cost to you.

Helpful Resources

Principal
Phone: 800-986-3343
Fax: 800-255-6609
Website: http://principal.com/welcome-principal

Eligibility

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days of their date of hire.

Enrollment & Rates

All new employees are automatically enrolled in the Long Term Disability plan and provided at no cost to you.

Helpful Resources

Principal
Phone: 800-986-3343
Fax: 800-255-6609
Website: http://principal.com/welcome-principal